SACCO membership is mandatory for public service vehicles in Kenya, and HiAce owners benefit greatly from it. A Sacco offers structure, legal compliance, passenger security, and organized route allocation. Members get support in handling disputes, traffic issues, and licensing processes. While daily remittances and discipline rules may feel strict, they protect the business and enhance reliability. Saccos also negotiate better insurance and fuel deals for members. In a competitive industry, belonging to a well-run Sacco increases credibility and passenger trust.